Meet Our Expert Team
Cobo Blázquez & Carretero
ABOUT US
Elevate. Innovate. Advocate
Award Winning
Private Service
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Biography
With a background in self-employment and as a founding member of our firm, Antonio is an experienced lawyer specializing in Real Estate, Urban Planning, and Construction Law, along with Civil Law, Obligations, contracts, and insolvencies. He excels in advising on transactional operations, with a particular emphasis on Urban Planning, planning, project development, execution, and real estate law.
Practice Areas
- Real Estate
- Urban Planning & Construction Law
- Civil Law
Education & Training
Graduate in Law from the University of Granada (1979)
Biography
Practice Areas
- Civil Family & Inheritance Law; Horizontal Property
- European Community Law
- Criminal Law
- Gender Violence
- Civil & Criminal Procedure Law
Education & Training
Graduated in Law from the National University of Distance Education 1998.
University Expert in Community Civil Law from the National University of Distance Education 2003.
University Expert in Criminology from the National University of Distance Education 2007.
Master in Family and Inheritance from the International University of Andalusia 2012-2013.
University Expert in Criminal Law from the International University of Andalusia 2014.
Civil, family and commercial mediator since 2017.
Registered property administrator since 1991.
ILEC University of Cambridge (legal English)
Biography
Antonio has been with the firm since 2010 and currently holds the position of a partner. His focus areas include Real Estate, Urban Planning, and Construction Law, Civil Law (including obligations, contracts, and insolvencies), Banking and financial law, as well as extensive experience in extrajudicial conflict resolution through ADR.
Specializing in advising on transactional operations, particularly in Urbanism and planning, project development and execution, joint-ventures, and real estate law, he also possesses expertise in corporate restructuring, bankruptcy law, and corporate and commercial matters. Antonio has provided counsel to a diverse range of clients, including investment funds, financial entities, development and construction companies, finalist operators, family offices, and service providers, both nationally and internationally.
Practice Areas
- Real Estate, Urban Planning and Construction Law
- Civil Law, Obligations, contracts and insolvencies
- Extensive experience in extrajudicial conflict resolution (Alternative Dispute Resolution)
- Banking and financial law
Education & Training
Graduate in Law from the Complutense University of Madrid (2011)
Master of Legal Practice in Marbella (Málaga)
Master in Institutes of Stock Market Studies, IEB, (Madrid)
He studied temporarily for a year in Sydney and Oxford, obtaining the necessary qualifications in the IELTS exams to pursue a degree abroad.
Biography
Practice Areas
- Real Estate
- Urban Planning & Construction Law
- Civil Law
- Obligations & Contracts
- Immigration Law
Education & Training
Graduate in Law at the Pontifical
University of Comillas (ICADE) 2008
Master in Business Internationalization
(CECO-ICEX) 2008-2009
FYDU Foundation and Marbella City Council Urban Planning Course 2016
Biography
Practice Areas
- Public Law & Urban Planning
- Constitutional & Administrative Law
- Contracting & Commercial Companies
- Protection & Rehabilitation Of Historic Centers
- Fundamental RIghts & Defense Of Competition
- Legal Assistance To Ministerial Bodies & Drafting Of Laws
- Environmental Legislation Expertise
- Specific Training In Territorial Planning & Urban Planning
- Assistance in planning, management, and execution of plans
- Urban planning discipline services
- Sectoral legislation knowledge and experience
Education, Training & Teaching Activity
Graduate in Law, University of Málaga, Class 1983-1988
Master in Business Law and Economics, Madrid, Escuela Libre de Derecho y Economía; Dir.Prof. Dr. Eduardo García de Enterría (January 1989 – June 1990)
Master in Urban Planning, Madrid, Free School of Law and Economics; Dirs. Javier Elizalde and J. González Pérez (November 1992 – June 1993)
FPI Scholarship 1990–1992, University of Alcalá de Henares (Madrid)
Associate, March 1994–June 1995, Department of Administrative Law, Complutense University of Madrid
Assistant, September 1995–October 1996, Department of Procedural and Administrative Law-University of Valencia
Associate, November 1997–June 1999, Department of Administrative Law, Complutense University of Madrid
Professor, in I, II, III and IV University Expert Course in Urban Law, “Public execution systems, intervention in the land market, duty of conservation and ruin”, 4 credits, February-June 2009, 2010, 2011 and 2012. International University of Andalusia
Professor, University of Málaga, Master in Economic and Territorial Regulation: Specialty in Territorial Planning, Urban Planning and Environment, academic years 2009/2010 and 2010/2011, 8 hours of teaching on forced expropriation, general regime and specialties of expropriation for urban reasons
Professor at CEMCI (Granada), 2010, 2013
Biography
Practice Areas
- Extensive experience in tax and commercial legal advice to Spanish companies and individuals with significant assets for their transfer to Spain, including tax and legal planning, assistance in property and business transactions within Spain.
- Ongoing tax and legal support post-investment in Spain.
- Services offered in the Commercial, Corporate, and Contractual fields, with expertise in mergers, acquisitions, company divisions, incorporation, and corporate restructuring, including partnership agreements.
- Proficiency in the purchase and sale of businesses, companies, and transfer of activities, encompassing commercial, tax, and contractual Due Diligence.
- Extensive experience in mediation, extrajudicial conflict resolution, and representation in civil, commercial, and administrative litigation matters.
Education & Training
Lawyer of the Bar Association of Madrid
Graduated in Law from the Complutense University of Madrid in (2003-2008)
Official Master’s Degree in Tax Consulting and Taxation from the CEF-UDIMA Financial Studies Center of Madrid (2012-2013)
Biography
Practice Areas
- He accumulates extensive experience in the field of Commercial and Real Estate Law, providing advice to Promoting entities and national and international Business Groups, in the specialties of company creation and restructuring, legal advice and tax planning.
Education & Training
Law graduate from Complutense University (1974-1979)
Senior Management Program in San Telmo (AD1) (2000-2002)
Biography
Practice Areas
- Fiscal and tax law
- Tax advice to both natural and legal persons in the entire tax field at both the state, regional and local levels as well as in matters of Non-Residents and international taxation
- Tax planning, tax inspections an resources
- Extensive experience in relationships with Public Administrations
Education & Training
Degree in Economics and Business Administration. Malaga University 1992
Diplomat. Insurance mediator. Ministry of Economy and Finance 1996
Continuing training with regular attendance at seminars and courses taught mainly by the professional associations of Economists and Lawyers, as well as author of numerous publications, forums and groups
International training through attendance at conferences held by the GGI professional association based in Switzerland for 20 years, its publications, forums and groups
Biography
Practice Areas
- In the office, she handles post-sales customer service, supply contracts, administrative procedures, form completion, information management tasks, Non-Resident Taxes, accounting, and Cadastre. Her responsibilities are carried out under the guidance and supervision of one of our lawyers.
Education & Training
Higher Administrative Technician, Gualdalpín Vocational Training Institute of Marbella (1991)
Biography
Practice Areas
- Administrative and commercial management.
Education & Training
Technical Administrative Specialist IFP Guadalpín Marbella 1993.
Real Estate Study. Faculty of Commerce Malaga 2016.
Biography
Pilar has a diverse background in accounting and tax advisory roles. She began her career as a junior accountant in the tax and accounting department at Intermon Oxfam in Brighton, United Kingdom, from May 2011 to February 2013. Following this, she worked as a junior accountant at Marbella Advisur SL in Marbella from February 2013 to June 2017.
Transitioning to a senior accountant role at Afianza Asesores SL in Madrid from June 2017 to March 2019, she then served as a senior tax and accounting advisor at Global Taxnet Marbella SL in Marbella from March 2019 to February 2021. In March 2021, she joined our office as a senior tax and accounting advisor, bringing her extensive experience to the team.
Practice Areas
- Tax – Accountant
Education & Training
Graduate in Business Administration and Management from the University of Granada
Biography
Practice Areas
- Accounting for companies and individuals
- Non-resident tax
Education & Training
In Administration and Finance, IES Guadaiza (2014-2016)
Biography
Practice Areas
- Urban Planning
- Real Estate and Registry Law
- Civil Law
- Patent and Trademark Law
Education & Training
Graduated in Law by the “Universidad Autónoma” of Madrid.
Student as candidate to apply for Registries and Notaries(2022-2023).
Currently studying Master of Access to the Legal Profession at the International University of La Rioja (2023 – present)
Biography
Practice Areas
- Collegiate economist of the Official College of Economists of Malaga specialized in Tax - Accounting.
- Expert in taxation of corporate tax, personal income tax, non-resident income tax and property companies.
- Management and representation before the Inspection bodies of the Tax Agency.
Education & Training
Graduated in Finance and Accounting from the University of Malaga (2011 – 2015)
University Expert in Tax and Accounting Advice from the University of Malaga (2018 – 2019)
Biography
Practice Areas
- In the international arena, her professional activity has focused on private law: Commercial Law and Competition Law.
- At the national level, her specialization is directed to the area of Administrative Law and Public Policies.
Education & Training
Graduated in Law from the University of Extremadura (2009-2012).
Official Master’s Degree in International Law at the University of Paris X in (2012-2013)
Specialization in Competition Law at the Free University of Brussels in (2013-2014)
Official Master in European Legal Studies at the College of Europe in Bruges in (2014-2015)
Biography
Practice Areas
- Due to his training and experience, individualized treatment of foreign clients. Real estate law, immigration, procedural.
Education & Training
Graduate in Law, University of Cádiz (2016).
University Expert Course in Specialized Translation of Russian and Spanish, UCA (2020).
Master in International Relations and Migrations (2021-22).
Biography
Practice Areas
- Customer service and assistance
- Administrative management and immigration
Education & Training
Higher Administrative Technician, CDP San Juan Bosco Center, Los Salesianos, Granada (2018)
Biography
Practice Areas
- Administrative and immigration and real estate management
Education & Training
Currently pursuing law graduate studies
Biography
Practice Areas
- Administrative and immigration and real estate management
Education & Training
Data Protection Law Course. Year 2020
International Legal English Cambridge Certificate B2 – Year 2013 ILEC Classroom. Bar Association of Málaga.
English, high level. Spoken and written. B2 Cambridge Certificate
Chartered accountant National School of Commerce No. 1. (Mar del Plata, Argentina). Year 1984 Baccalaureate with specific training in administration and accounting.
Biography
Practice Areas
- Administration and Accounting of companies
Education & Training
Diploma in Business Sciences. Jaen University 2013
Higher Degree Training Cycle in Administration and Finance, I.E.S. Las Fuentezuelas (Jaén) 2007
Biography
Paqui is an experienced professional specializing in accounting, fiscal, and tax management at the prestigious firm Javier Carretero y Asociados. With expertise in various areas such as community accounting, banking procedures, preparation of financial statements, self-employed accounting, administrative management, billing, treasury management, and file management, Paqui plays a crucial role in ensuring the financial stability and compliance of the company.
Her career journey began in 1985 at CASH AND CARRY MARBELLA SA, where she honed her skills in administrative tasks. Over the years, she continued to advance in her career, holding positions as an Administrative Assistant and Technician at OFFICES BARBERA SL from 1987 to 1999. Subsequently, she worked at THM ASESORES FISCALES SL from 2003 to 2006 before joining JAVIER CARRETERO Y ASOCIADOS SL in 2006, where she has been an integral part of the team ever since.
Paqui’s extensive experience and dedication to her work have made her a valuable asset in the field of accounting and fiscal management, contributing significantly to the success and financial well-being of the companies she has been a part of throughout her career.
Practice Areas
- Accounting, fiscal and tax management of the company Javier Carretero y Asociados
- Accounting, fiscal and tax management of communities
- Banking procedures: Payments, Income and bank reconciliation
- Preparation and presentation of quarterly and annual liquidations of the company
- Self-employed accounting and quarterly settlements
- Administrative management with suppliers
- File management
- Billing of the company Javier Carretero y Asociados
- Treasury management
Education & Training
Higher FP degree. Administrative Branch “Technical specialist administrative and commercial branch.”
Biography
Practice Areas
- Real Estate Law and Urban Planning
- She specializes in advising on transactional operations, with specialization in Urbanism and Planning
Education & Training
Degree in Law (Faculty of Law, University of Granada) (2017)
Master of Access to the Legal Profession (Faculty of Law, University of Málaga) (2019)
Master of Economic and Territorial Regulation (Master of Urban Planning, Faculty of Law, University of Málaga) (2020)
Specialization Course in Construction Law (Málaga Lawyers) (2023)
Biography
Ana has gained experience in accounting and tax advice through her tenure at several companies, including Javier Carretero & Asociados, SL (2020), Varu Abogados y Asesores, SLP (2021), and Focus Legal Abogados, SL (2021-2023). She has been with Javier Carretero & Asociados, SL since May 2023.
Practice Areas
- Accounting and taxation
Education & Training
Graduated in Finance and Accounting from the University of Malaga in 2020
Master’s Degree in Tax and Accounting Consulting at the EXCE school
Biography
Practice Areas
- Paralegal Administrative and after-sales procedures Immigration and residence procedures
- Assistance to the management department
Education & Training
Baccalaureate Degree (Homologated in Spain) Russia 1985
Graduate in electronic engineering with honorable mention of excellence. Ural Polytechnic University. Russia 1992 (Approved in Spain)
Junta Andalucía Course -Inheritance Tax 2012
Expert Course in Strategic Marketing in. Social Environments. Malaga 2014
Acredita-Junta Andalucía Program. Validation of the title “Documentary and Management Assistance in Offices and Offices”. Malaga 2015
Master Tax Consulting – ESESA (Higher School of Business Studies), Málaga 2020-2021
Professional Technical Course in Immigration. Legal Branch –INFOMASTER Training, 2022
Biography
Esther started her professional career as a Trainee in the Public, Procedural, and Regulatory Law Department at the international firm DLA PIPER in Madrid. She handled various matters related to public law and also conducted internal training sessions on the new features introduced by Laws 39/2015 and 40/2015. Esther collaborated on cases in regulated sectors, primarily gas and electricity, and civil procedural law.
In May 2017, she joined the Public Law Department at the GTA Villamagna Firm in Madrid as an associate lawyer. In this role, Esther advised clients on administrative and contentious-administrative procedures in areas such as urban planning, environment, public procurement, expropriations, property concessions, coasts, health, subsidies, mines, ports, waters, and transportation.
In February 2021, Esther relocated to Marbella and joined the team at Javier Carretero y Asociados, SL (currently CBC). Since then, she has been advising national and international clients on real estate investments, Public Law, and Urban Planning Law. Esther’s expertise includes handling sanctioning procedures, concession licenses, administrative resource requests, and contentious-administrative appeals, among other matters.
Practice Areas
- Conducting legal reviews, acquisitions, and asset sales
- Investment Property
- Drafting and negotiation of lease contracts, purchase and sale contracts of real estate assets, and purchase and sale contracts of companies that own homes, commercial premises, offices, etc.
- Town planning
- Public and private sector contracting
- Projection and construction of infrastructures
- Regulated sectors (energy, coasts, ports, health, water, transportation, pharmaceutical sector, etc.)
- Environment
- Procedural Law (civil and contentious-administrative)
Education & Training
Lawyer of the Bar Association of Madrid
Degree in Law from the Autonomous University of Madrid (2010-2015)
Degree in Political Sciences and Public Administration from the Autonomous University of Madrid (2010-2015)
Master’s Degree in Access to the Legal Profession with a Specialty in Public Policy Law from the Universidad Pontificia Comillas (ICADE) (2015-2016)
Urban Planning Law Course organized by the Spanish Association of Urban Planning Lawyers, the Spanish Association of Urban Planning, Building and the Environment and the Illustrious Bar Association of Madrid (April-May 2018)
Biography
Laura has served as the head of the accounting department at the following companies: Riegos Melero, SA (RIMESA) from 2000 to 2022. She joined our firm as an accountant in April 2023.
Practice Areas
- Business administration and accounting
Education & Training
Graduate in Business Sciences from the Complutense University of Madrid 2000
Biography
Mai has garnered experience in accounting consulting and SME administration through her work at various companies, including Inversiones Mensera SL (2004-2008), Virtus Business Center SL at “El Campanario” Golf Course (2010-2013), Olivenet Network SL (2015-2016), Ruiz Consulting (2016-2019), and Consulting Román Economista SL and Luz Pámpano SL (2019-2020). She joined our office as an accounting clerk in June 2021.
Practice Areas
- Administration, accounting and taxation
Education & Training
Specialist in business administration completed in 2000 in Seville
Training program on Accounting and Commercial Tax Consulting for Companies by the CEF-UDIMA Financial Studies Center of Madrid (2016-2017)
Biography
Practice Areas
- Providing tax and accounting advice to individuals and legal entities
- Business Administration
- Advice to Non-Residents
Education & Training
Graduate in Business Administration and Management from the University of Malaga (2005-2010)
Master in Business Tax Consulting from the Higher School of Business Studies, ESESA (2011-2012)
Biography
Melanie worked at Grupo Legal Toledo in 2018 before joining our firm as a lawyer in October 2019, specializing in Immigration Law. She graduated in Law from UMA, holds a Master of Law degree, and has a Title of Expert in Labor Relations and Social Jurisdiction from the International University of Andalusia.
Practice Areas
- Immigration law
- Conveyancing
Education & Training
Graduated in Law from the UMA
Master of Law UMA
Title of Expert in Labor Relations and Social Jurisdiction International University of Andalusia
Biography
Practice Areas
- File management
Education & Training
Sierra Blanca Institute (Marbella) 1987
COU. Sierra Blanca Institute (Marbella) 1988
First degree (Health Branch). Module level II Vocational Training. Guadalpín Institute1996
Typing, Academia Caballero (Madrid) 1986
English. Course 85/86 and 86/87 Official Marbella Language School
Administrative. CESA Malaga Academy 1987
Higher Accounting and computer application. CESA Academy course 1992-1993
Radiological Facilities Operator. CITESA. Nuclear Safety Council 1996
MARGARITA RYGAARD BALLEBY
Biography
Practice Areas
- Business Administration
- Accounting and Taxation
Education & Training
Double degree in Economics and Business Administration (bilingual). University of Málaga (2014-2019)
Payroll and Social Security course (2019)
Digital Marketing course (2021)
Fundamentals of E-Commerce course (2021)
José María Naranjo González
Biography
Practice Areas
- Tax and accounting advice for companies
- Non-resident taxation
Education & Training
Graduate in Business Administration and Management. University of Málaga. 2003
International Business Management Course. Escuela de Organización Industrial (EOI Andalucía). 2007
Corporate Tax Accounting Course. Centro de Estudios Contables Marbella (CECOM)
First Certificate in English. University of Cambridge.